We often get asked why we created aclaimant. So here goes, straight from our founder and principal, Michael!
Dear Business Owners Everywhere,
According to Ben Franklin, “Believe none of what you hear, and only half of what you see.” I don’t know if I would go that far in my thinking and rather prefer the Ben Franklin quote “Tell me and I forget, teach me and I may remember, involve me and I learn.” The latter quote is an absolute truth!
However, the best thing after a great quote to inspire a change in behavior is to unceremoniously attend the school of hard knocks.
As a result of my personal, professional and financial interest in an insurance company, I had no choice but to challenge the status quo of the insurance underwriting and risk mitigation process. I couldn't believe what I was hearing and was financially depressed at much more than half of what I was seeing in terms of the claims resolution process.
I subscribe to the virtues of “lessons learned,” so how and why does it make sense and cents that actuarial science and the majority of underwriting guidelines depend on past performance to predict future performance? It is insane to only use past performance as a metric and validate the Einstein quote doing the same thing over and over again and expect a different outcome.
A business can no longer afford to subscribe to the current rules of (risk management) engagement.
We are required to adapt to a dynamic work environment in order to survive, said the word processor company to the typewriter. Change is constant so why not change the underwriting and risk mitigation environment to inspire positive behavior with evidence based outcomes? Why not embrace common sense with a technological trend line that screams out “involve me and I learn?”
Aclaimant is not a solution in search of a problem. We all know the problem, so thank you insurance experience to date for subjecting me to a fragmented, disjointed and costly insurance workflow process that could be so much better, faster and smarter. Thank you to Simon Sintek, and your book “Start with Why,” because note to insurance industry, why do employers want to save more, agent/producers sell more, and carriers select more of the best risks?
Until now, there hasn’t been a way to effectively communicate, educate and design simple and easy to use tools of engagement to participate in an aligned interest partnership between all relevant parties in the underwriting and risk mitigation process.
If you are an employer who wants to be rated on the merits and class of your organization instead of the class code of your organization, get involved and learn WHY aclaimant!
Thank you in advance to our Aclaimant team of insurance specialists, employment practices, medical, financial and legal advisors as well as Gary Pearce and his team of safety, and loss prevention professionals at Kelly Services.
We expect to change the culture and materially improve the underwriting and risk mitigation process to the benefit of the employer, employee, carrier and agent. We welcome the opportunity to join forces with difference makers and encourage you to collaborate in our continual effort to Reclaim your rights with Aclaimant!
Michael Schultz, Partner and Founder, Aclaimant